Guide 2 Identity Theft - How To Protect Yourself

   
Guide 2 Identity Theft

Books

Shredders

Basic Information
 What is Identity Theft
 How It Happens
 Types of Identity Theft
 Warning Signs

Commercial Identity Theft
 Access Codes

Watch Out For
 Credit Card Risks
 Public Records
 Debit & ATM Cards
 Passports
 Spoofs & Phishing
 Stolen Checks
 Unsolicited Card Offers

Security Tips
 Credit Reporting Agencies
 If Your Identity Is Stolen
 Secure Passwords

Links

WipeDrive completely wipes hard drives.  Learn how
 
 














































 
 WipeDrive protects you from identity theft

Guide 2 Identity Theft   >   If Your Identity Is Stolen

What to Do If Your Identity Has Been Stolen


If your identity has been stolen, the first thing that you need to do is to work out what your exposure might be and take immediate steps to minimise your exposure to further losses.

Depending on exactly what has happened, your immediate actions may entail, for example, one or all of the following:
  • Inform the police if you suspect any criminal activity could be involved, and be ready to provide them with whatever information they need.

  • Advise any specific parties you believe may also be victims in the identity theft fraud, which may include your bank, your credit card companies, your credit or loan organizations, leasing organizations, companies you do business with, utilities, etc. Be specific about what your concerns may be, exactly what has happened or what you have noticed, and whatever detailed evidence you may have. Enlist their help. In most cases they will have much more experience than you in dealing identity theft, and will have procedures in place that they will ask you to follow.

  • Cancel and have your credit and/or debit cards reissued if you suspect that their security has been breached.

  • If you suspect unauthorized access to your bank account, place a stop order on it to prevent further transactions until a new account or new passwords are in place.

  • If your check book has been stolen or gone missing, or there are missing checks in your book's sequence, you should place a stop on the unused checks.

  • Change your passwords and PIN numbers for internet banking, debit cards, etc. if you believe they may have been compromised.

  • If your computer could have been interfered with, you should ensure it is scanned and cleared of any spyware, and that any passwords that may have been compromised are changed.

  • If your other identification has been stolen passport, driver's licence, business identification, etc. - advise the issuers, and if necessary request replacements.

  • Check your mail delivery arrangements are normal, with no unauthorized redirection orders.

  • Open a file and keep detailed records of everything that you find and your correspondence. Request full details in writing from people approaching you about money owed.

  • It is usually best to contest invoices for products or services you have not purchased, in spite of the threats you may receive for non-payment, and to open up communication channels with the businesses concerned about the fraud.
You may find it necessary to obtain the services of an identity theft lawyer to organize your response. If your legal position is in question, such as if you are being sued, bankruptcy proceedings have been lodged against you, or you are being charged with a crime because of a theft of your identity, this step is, of course, strongly recommended.

Procedures are in place for you to lodge a fraud alert with credit reporting agencies in most countries, which will make it more difficult for an identity thief to exploit your identity.

There is sympathy for victims of identity theft, and if you approach the problem calmly and focus on the facts you will soon find a large team of others affected all working with you to solve the problems and to clear your name.

7 out of 10 credit reports have errors - fix yours

 
       
Links
 Anti Spam Downloads
 Anti Spam Software
 Anti Spyware eBooks
 Anti Spyware Guide
 Anti Spyware Software
 Anti Virus Software
 Anti Virus eBooks
 Backup Downloads
 Backup Software
 Crime Prevention eBooks
 Privacy Protection Downloads
 Security Downloads
 Security eBooks

WipeDrive completely wipes hard drives.  Learn how
 
 
 
 

 
 
The information on this site is designed to help you understand the issues and improve your protection. No method of protection can be absolute. We recommend that you keep abreast of the ever-changing issues and do your own research to keep informed.

Copyright © 2006-2018, Answers 2000 Limited

CERTAIN CONTENT THAT APPEARS ON THIS SITE COMES FROM AMAZON SERVICES LLC. THIS CONTENT IS PROVIDED 'AS IS' AND IS SUBJECT TO CHANGE OR REMOVAL AT ANY TIME.
CERTAIN CONTENT THAT APPEARS ON THIS SITE,COMES FROM AMAZON EU S. r.l. THIS CONTENT IS PROVIDED 'AS IS' AND IS SUBJECT TO CHANGE OR REMOVAL AT ANY TIME.

Disclosure: Our company's websites' content (including this website's content) includes advertisements for our own company's websites, products, and services, and for other organization's websites, products, and services. In the case of links to other organization's websites, our company may receive a payment, (1) if you purchase products or services, or (2) if you sign-up for third party offers, after following links from this website. Unless specifically otherwise stated, information about other organization's products and services, is based on information provided by that organization, the product/service vendor, and/or publicly available information - and should not be taken to mean that we have used the product/service in question. Additionally, our company's websites contain some adverts which we are paid to display, but whose content is not selected by us, such as Google AdSense ads. For more detailed information, please see Advertising/Endorsements Disclosures

Our sites use cookies, some of which may already be set on your computer. Use of our site constitutes consent for this. For details, please see Privacy.

Contact Us   Privacy   Terms of Use   Advertising/Endorsements Disclosures

In Association With Amazon.com
Answers 2000 Limited is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
In Association With Amazon.co.uk
Answers 2000 Limited is a participant in the Amazon EU Associates Programme, an affiliate advertising programme designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.co.uk.
All trademarks are property of their respective owners.
All third party content and adverts are copyright of their respective owners.